Personal Accident Cover
Accidents happen when we least expect them, and the impact can be overwhelming, physically, emotionally, and financially.
With 1st for Women Personal Accident Cover, you don’t have to face it alone. Whether it’s hospitalisation, disability, or even the unthinkable loss of life, this cover helps ease the financial strain so you and your loved ones can focus on what really matters.
Added benefits like trauma counselling, 24-hour emergency medical evacuation, and Road Accident Fund assistance ensure you have practical support when you need it most.
It’s Personal Accident Insurance cover designed for you and your family when life takes an unexpected turn.
Choose Insurance made for your family
24HR Medical Emergency Evacuation Cover for non-medical expenses due to an accident Assistance with RAF claims
The Personal Accident Cover you need.
Saving you time and money
We’re there for your personal insurance needs
Plan A Plus
Disability
R50 000
Death
R50 000
Hospital
R500 per day
Plan B Plus
Disability
R150 000
Death
R150 000
Hospital
R750 per day
Plan C Plus
Disability
R250 000
Death
R250 000
Hospital
R1 000 per day
Plan D Plus
Disability
R350 000
Death
R350 000
Hospital
R1 250 per day
Plan E Plus
Disability
R500 000
Death
R500 000
Hospital
R1 500 per day
The Personal Accident policy is not a medical scheme and the cover is not the same as that of a medical scheme. This policy is not a substitute for medical scheme membership.
The Accident Cover policy offers four distinct benefits
Total Pay-out
Tax-free payout due to death or disablement of the insured as a result on an accident.
HIV Assistance
Assistance should you be accidentally exposed to HIV.
Trauma Benefit
Access to professional trauma counselling as a result of an accident.
Hospital Benefit
Hospitalisation in the event that you are hospitalised up to 104 weeks.
Download the Personal Accident Cover Term and Conditions below.
The Personal Accident Cover you need.
Additional Benefits
Smart, affordable Personal Accident Cover for life’s unexpected moments.
Children benefit cover
As part of the cover, children are also covered for the maximum amounts below
R20 000 for children unborn to 6 years old.
R50 000 for children 7 to 14 years old.
25% of the main member’s cover for children between 15 and 21, and up to 25 if they are registered full-time students
Total disablement cover
Should you suffer disablement as a result of an accident, we will compensate you according to the scale of benefits and level of cover chosen.
Explore our additional cover options
Customise your policy with extra protection.
Customise your policy with extra protection.
Need Help?
Start with FAQ’s.
Our advisors have answered common questions to help you understand your cover and handle emergencies, making it easy to find the answers you need.
Is Personal Accident Cover a substitute for a Medical Scheme?
Are there any exclusions with Personal Accident Cover?
How do I claim?
Can I claim on the App?
How will I know once my claim has been processed?
How do my payments work?
How can I make changes to my policy?
Insurance made for Woman
1st for Women is a licensed non-life insurer and Financial Services Provider. Terms and Conditions online.